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All General and Home Improvement Contractors who work and do business in the state of New York and New Jersey must have a license to do so issue by the governing authority. The New York City and New Jersey Department of Buildings issues the General Contractor Registration / License and The New York City and New Jersey Department of Consumer Affairs issues the Home Improvement License. Home Improvement Contractors is also to require having a Home Improvement Salesperson's License issued by the Department of Consumer Affairs as well.
Along with licensing, a General Contractor and Home Improvement Contractor must have all the proper insurance coverage at all times. Liability, Workmen's Comp, and Disability.
The law defines home improvement as the construction, repair, replacement, remodeling, alteration, conversion, rehabilitation, renovation, modernization, improvement, or addition to any land or building, or that part of the land or building used or designed to be used as a residence or dwelling place.
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A contractor cannot:
• Abandon or fail to perform any home improvement contract.
• Make any substantial misrepresentation in the solicitation of a home improvement contract.
• Commit fraud in the execution of a contract, mortgage, promissory note or other document related to the home improvement transaction.
• Publish any advertisement which contains false, deceptive or misleading representations.
• Violate the building, sanitary, fire and health laws.
• Fail to notify The Department of Consumer Affairs of ownership and management changes.
• Conduct the home improvement business in any name other than the one licensed.
• Act as an agent for, or advertise, promote or arrange a home loan or a home improvement loan for the homeowner. |
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